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Hansjörg Albrecher
SFI Faculty Member
Professor of Actuarial Science
Hansjörg Albrecher is Professor of Actuarial Science at the University of Lausanne and has been an SFI Faculty Member since 2010. Prof. Albrecher is a regular speaker at leading conferences on insurance. He has published extensively and also serves on the editorial boards of the top academic journals in his areas of research expertise.
Research Interests:
His research focuses on the quantitative aspects of insurance and risk management.
Recent Research:
Among his recent studies, Prof. Albrecher and his coauthors focus on the financing challenges facing today’s pension system. The traditional pay-as-you-go system is facing numerous problems, including the baby boom generation starting to reach retirement age, the drop in the ratio of the number of people of working age to the number of retirees, the prolonged period of low interest rates, and the financial crises that depleted the value of pension funds’ assets. Results suggest that the trend toward private solutions, as opposed to employer-sponsored solutions, is irreversible and that products will become more transparent and cheaper, with a clearer separation between the savings and the annuity phase.